Just curoius Has anyone gotten a PERSONAL Pre-Approval for a BJ's mastercard? Did you just join? How did it come? Email? - 3856780Cap One gave me prequal for $40k at 2.49% for 72 months with no money down and no POI few years ago. My scores were under 700 at the time. I had spent a TON with my Cap One cards and had a lot of credit with them. I am currently prequaled at $50k at 4.4% which is higher than NFCU or PenFed right now.I tried the PenFed online "Pre-Qualify" tool, logged in, and was "pre-approved" for 12.5k. I went through the process - 6684037. Skip Navigation. How It Works; Pricing; Education; Community; Support ... All FICO ® Score products made available on myFICO.com include a FICO ...Apparently, this is very difficult. I am having a prodecure at the beginning of May that will cost around $4,500. I will be able to put around $3,000 down on the procedure. I need the rest of the procedure to be financed. I have applied for Care Credit once, maybe two weeks ago, and was denied. My Equifax is 653 and my Transunion is 666.Plenty of people here have reported the prequal page saying they're prequalified for ALL cards (myself included), which is of course quite unlikely. But anyway, besides the FS, all their other cards have the exact same criteria, so feel free to app for whichever one you want most at this time. ... FICO, myFICO, Score Watch, The score lenders ...Re: How reliable is Wayfair pre-approval ? I did SCT about 3 weeks ago. Instant SP approval for $3500 SL. On a lark I hit the CLI button a week ago and they added another $800 on (total CL of $4300). Prices are good. Customer service is outstanding.Dec 26, 2022 · 1. 2. Next. When I try to prequalfy BEFORE logging into Amex, Its takes me to logon page. Once in all I see is My current card and the list of their - 6627526.I was at Sam's the other day, and I was pre-approved at the register. Answered all the questions and was approved for the Sam's Discover with $2500. So far no HP for the acceptance. Go for it, I'm sure you'll be fine. 01/06/2015 Walmart TU 726. 01/06/2015MyFico EQ 705. 01/10/2014 USAA FAKO EX 728, EQ 728, TU 728.Two weeks ago when i logged into my checking account, there on the sidebar where messages are placed was a message that said "new see if you pre-qualify for a credit card"(I have a mastercard with world points). It was there for a few days and then ti was gone.I have had the card for about 8 months now and I had to use the shopping cart trick to get it LOL. Anyways if anybody's interested here's the link below. I think it might make you create an account first but it's worth it if it can help determine if you're at least pre-qualified for the card as opposed to a blind hard pull.Re: AMEX Pre-Qualified offers. @Remedios sure! based on that profile I personally think from reading this forum that the girl at the bar just winked at you. I tried searching first, but saw mixed answers. When I go to the AMEX pre-qualify page, this is what I get. https://ibb.co/hRWc6YY - 6325066.My approval for my Citi Costco stemmed from a pre-qualify. Turned out to be legit. Definitely not a bank of america type situation where everyone gets them. My understanding is that they are pretty solid with pre-quals. Let us know. So I was interested in the Citi DC card and went to Citi's pre qualify page to see if anything came up. The Citi ...My utilization and scores are at a point where I can leave the garden and pull the trigger on two cards. I'm specifically looking to replace my two CapOne cards with two cards without AF's and more flexible rewards. I'm looking for two companion cards to my Discover IT to maximize rewards. That ...Apple Federal Credit Union. I'm in the middle of my credit rebuild and I decided to apply for Apple Federal Credit Union since I have them and can't get anything other than secured card from USAA. There is a comments section in the application, so I put a note in there about how I know my credit isn't great but that I have been working really ...They prequalify you, but then you must complete the application with a hard pull. Seems to me as others are saying this seems more like marketing, but idk. Any other bank I've been prequalified for, I was approved. So this shocked me. I use PenFed as main deposit bank. Turned around and was approved for a CSP instead so it worked outPACER Case Locator. The PACER Case Locator (PCL) is a national index for district, bankruptcy, and appellate courts. The PCL serves as a search tool for PACER. You may conduct nationwide searches to determine whether or not a party is involved in federal litigation. Each night, subsets of data are collected from the courts and transferred to ...A stock market crash can devastate the economy. Learn how and why the Fed stepped in after the subprime mortgage fallout. Advertisement In 1929, a stock market crash caused the Dow...To give you an example, I was initially approved for $6,000 (just like you started with prequalify APR only). Immediately called customer servcie and asked for $20,000 they countered me with $17,000 instead - i took it and been there ever since. Message 6 of 15. 3 Kudos. Anonymous.Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.American Express customers can check for card approval using the issuer’s Apply with Confidence features. Here’s what that means and how to improve your odds.@MmmarkAz wrote: @Creditaddict Congrats! on Both Your FNBO Approvals! 😃 I Ran the Prequal Site a Few Nights Ago for the Biz Card & Approved for 15k @ 18.99 But I Didn't Go For it, Worried about Denial... I Got the Personal Card a Little Over 6 mos ago & (Denied on another Card) But Just Got an Auto 2.3k CLI.. I Really Want the Biz Card, But Don't Want a Denial, Kinda Gardening until Jan/Febwhen seeing if your prequalified of Chase website , does it SP your TU ? And if so, if you App thru the offer your prequalified for does it HP from your TU vs cold app'n and it pulling EX ? my TU is 100% clean which makes me believe it SP TU and my EQ & EX is pretty Jacked up. If anyone knows ...Jun 5, 2016 · Re: Bank of America Prequalify. @Anonymous wrote: Recommendations are just that. They are not preapprovals or prequalifications. They are for marketing purposes. +1. Ymmv. Total CL: $321.7k. UTL: 2%.You'll receive your Experian™ credit report and a free credit score, plus credit monitoring alerts so you'll know of any changes. An easy way to check to see if you're prequalified for a credit card is to check the company's website. Provide your name, address and the last four digits of your Social Security number to see if you're prequalified.Unfortuantely, I have been able to get back into the good graces of Discover and American Express- everytime I checked to see if I'd prequalify for a credit card, I was declined....until recently. I randomly checked American Express' prequalify website, and pre-qualified for 3 cards. I applied for one of them, their amex gold card, and was ...If you’re eagerly awaiting this weekend’s winter solstice because it’s the shortest day of the year—and thus every day after that will be a teensy bit longer—I have some bad news: ...If not then you can move some of your CL from your other card to this card to make it useable if they are unwilling to give you an increase. 866-408-4064. Was shopping on the LL Bean website yesterday morning completely not thinking about credit. When I went to check out a pop-up came up - 4579762.Dec 23, 2018 · Re: IKEA Projekt Pre Qualify. I received letter about my recent request to be prequalified for a Ikea Projekt credit card and stated "Unfortunately, we are unable to process the prequalification request at this time based on previous experience with Comenity Capital Bank." I have no idea what this means. I do have several Comenity accounts with ...There pre qual is over the phone not on their site. You can be in any state to join as long as you have some kind of connection with the military or DOD. What national credit unions that offer pre qualify credit cards? These would be the one who take anywhere in the US. - 5940255.May have to click link for pre-qualify\pre-approval to bring up page with additional cards. Have no Caps myself. Just thought it may help others with interest. Maybe some will find this useful. Looks like Cap One may be doing prequalify\pre-approval for all cards again. Saw this in add pop up last - 6321269.Top. So I just got instant approval for the Sephora store card and I don't think they did a hard pull. They only ask for your last 4 and I - 5679465.I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.Re: Langley Federal Credit Union (LFCU) Pre-Approval Offers. I've had an offer in for a car loan from about the time the redisign came out. I have the basic savings account, LangleySaves savings account, LangleyPays checking account, and a credit card (with a sweet 7.50% APR) with them. 08-29-201704:20 PM.Re: Bank of America pre-qualify site...how accurate? The new BOA pre qual site is nothing but BS. I've banked with them since they were NationsBank and they never prequal me for anything. Lo and behold I look at my account on my desktop today, click the link and the re-design makes it look as if I'm prequalified for every single card they offer.This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.How accurate is the pre-qual check on their website? I got selected for 4 cards: Citi® / AAdvantage® Platinum Select® World MasterCard® Citi® Double Cash Card Citi Simplicity® Card Citi® Diamond Preferred® Card Citi® Hilton HHonorsTM Visa Signature® Card APR on all them is a static number, not...Re: Target Approval- Low Score. Sorry to say, but I was just approved about a week ago for the target card, and my *temp* limit was $300, and so was my regular limit. Score was about 20 points higher than yours as well. So it's hard to say. But it seems like they'll probably start you at $300. Message 8 of 15. 5 Kudos.Re: What was your Amex Pre-qualification results. 3/2018 - Prequal BCE - approved $1K. 6/2019 - Prequal Cash Magnet - approved $1K (and immediately approved for 3X CLI) 9/2019 - Preapproved BCP - approved $2200. In my experience the prequal has been solid. The two times I applied without a prequal or preapproval ended in denial.The lowest I saw on Credit Pulls was 1k in 13' and 1.6k in 14'. There were a couple $600 in 07' or 08' for the HSBC store card. My hope is to get the WEMC but you have to apply for the store card first. I was approved for 4000 which seems incredbily low, but upon - 4594773.Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** ******, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card...Please add more if i missed any. This is an attempt to help folks rebuild their credit so that you are NOT denied for "Too Many Inquiries". Per response by MOD Remedios below, I have added links. CREDIT CARDS *** FNBO Credit Card - (Experian Fico 9) - Shows prequalified amount and APR - https://ww...Hi all! I was surfing through BOA website and Citi site last night to see if they still offer prequalify for any of their cards out of curiousity. I can't find for BOA, so i checked here, and used the self inquiry. Comes up doesn't exist any longer. I have a Citi Drivers Edge and wanted to see ...Has anyone else received Amazon Prime Signature Visa prequalified offers? It might be new but check it out.. I was checking out and the there was a my offers section with all of Amazon's CCs.. the prequalified offer has a set APR of 22%.. APR rate varies based on credit etc from 15%-22% Correct me if I am wrong.Re: Navy Federal denied despite prequalified for several cards. I think you're overreacting a bit because of the denial, IMO. No prequalification with any lender anywhere is 100%. I personally wouldn't shut down all my Navy accounts just because of a CC app denial.Feb 22, 2014 · XXXX XXXXX, you've been pre-qualified for the following credit card offers. See below for 4 additional offer(s). For all 5 cards mentioned, it gives me a specific interest rate (between 15.24 and 22.9% depending on the card). It does not show a 'range based on credit worthiness' like many do.Dec 1, 2018 · Re: Amex Blacklisted yet pre-qualify. Its possible that you've been removed from the blacklist. The only way to find out for sure it to apply for one of the pre-approved cards. If you're still on the blacklist it will be an automatic denial with no hard pull/inquiry. Message 4 of 10. 1 Kudo.(Edited to add the prequalify link, sorry! Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page. Hope this helps! Capital One Walmart Rewards Card | Capital One https://www.capita...Pre-qualified doesn't necessarily mean pre-approved, but you might get approved. Do you have any existing AMEX cards? If so, you can start the application process and the AMEX website will tell you whether you're pre-approved. Once you're an AMEX cardholder, they're famous for approving additional cards and CLIs with only a soft pull of your ...Re: Amazon Prime approval. congrats on the approval. KEEPER EVERYDAY CARDS/ AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX EVERYDAY PREFERRED $30,000 CL/ AMEX BLUE BUSINESS PLUS $5000 SL/ AMEX BLUE CASH EVERYDAY $6000 / FIDELITY REWARDS VISA $23,500 SL/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $33,000/ WELLS FARGO ...Can't submit prequalifying request for Chase Amazon Visa credit card on Amazon site. Response is "Can't obtain credit report". Called Chase...they are unaware of this circumstance. They suggested calling Amazon. Amazon has no idea...they suggested calling Chase. Kind of difficult to resolve when bot...Hello, I'm looking at the NFCU pre-qual and it says I'm pre-qualified for every one of their credit cards. I already have 2 credit cards - 6063106. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...(Edited to add the prequalify link, sorry! Again, when I used the desktop, it went to the regular apply page, but when I used my phone as someone on another post suggested previously, it went to the prequalify page. Hope this helps! Capital One Walmart Rewards Card | Capital One https://www.capita...Re: Pre-qualified for the AAA mastercard. @PullingMeSoftly wrote: It's a good thing you weren't pre-qual for it because the AAA card products seem kinda meh anyway. The Dollars Gas Rebate card looks like the best one with 5% on gas station purchases but "capped at 2% of your total monthly purchases".Re: Lowes credit card. I did the same thing yesterday and got the same message. Called them (8004800186) and had to verify who I was. Once verified got approved for $4500. Then called the customer relations number 877-379-8173 (Overseas) and asked for increase to 30k as I am doing home repairs and they bumped the SL to 17k.ive recently been able to aquire CLI's with just about every card i have, except cap1. i have multiple cards including penfed, ppc, & fnbo with 10k+ limits. my utilization sits at 3%. i have 2 cap1 starter cards which are obviously in the bucket. no hope if growing, its been 3 years. do th...But taking HP's and keeping the card open for a year and then closing it, ehhh. I guess there isnt a long term effect credit wise. it just seems like a hassle to do it all the time. I bank with Citi. Lately when I log off I get the "see if you prequalify" screen. It brought up the Simplicity card and an - 3367277.Is the AMEX prequalify or preapproval on their website a soft or hard pull?? I noticed that it asked for a lot of information for just - 1255717 - 2Re: Prequalification Applications List. “especially for those rebuilding or trying to save hard-pulls for Chase cards or whatever the case may be.”. If you are referring to the Chase 5/24 rule, please note that this pertains to 5 new accounts / 24 months not 5 inquiries. That confuses a lot of people at first including myself.Cap One gave me prequal for $40k at 2.49% for 72 months with no money down and no POI few years ago. My scores were under 700 at the time. I had spent a TON with my Cap One cards and had a lot of credit with them. I am currently prequaled at $50k at 4.4% which is higher than NFCU or PenFed right now.I want to shop around with a few lenders for the best rates. I have a great FICO score with some existing inquiries and want to keep it that way. Is there a method I can use to get less inquiry dings in the process?If I remember right with a preapproval it's a SP for a new card but if it's a CLI preapproval for $10K or more there will be a HP. Someone with a more recent experience should chime in though and either confirm or correct me. (5/2024) FICO 8 (EX) 846 (TU) 850 (EQ) 850. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club.Apple Federal Credit Union. I'm in the middle of my credit rebuild and I decided to apply for Apple Federal Credit Union since I have them and can't get anything other than secured card from USAA. There is a comments section in the application, so I put a note in there about how I know my credit isn't great but that I have been working really ...The AvantCard Credit Card offers a chance to build credit without a security deposit. You can determine your odds of approval through the card's pre-qualification process. The card offers a credit ...Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.Oct 13, 2019 · Re: USBank Prequalify. pre-qual site for us bank has been gone for close to a half year. Us Bank is very conservative these days anything over 2-3 cards a year obtained and most likely it will be a denial. The have tightened up within the last 6 months to a point of silly imo, but it is what it is. Message 2 of 14.I recently used the AmEx prequalify link and to my surprise it was showing 3 offers, the Delta Gold Skymiles, Blue Cash Preferred, and Platinum Card. I find this hard to believe with my FICO 08 scores being 644-647 across different bureaus. Is AmEx just promoting their cards or is the prequalify p...The cash back is ok only if you redeem points and transfer into a Fidelity account. If you actually ask for a check, you get a 33% or 50% reduction in points to cash relative to redeeming into an account. A score of 700 or above should be sufficient if you have accounts at Fidelity. In addition to score, some credit history is important as well ...Does this mean my business has been prequalified? I do not see any APR or anything however. - 3750815Last time I called they checked and said I wasn't pre-qualified for anything. However I applied anyway and was approved. If you really want a certain card I would just go for it. NFCU Cash Rewards $18,500 Penfed Gold $10,000 ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks ...Get prequalified for a Loan or Credit Card today! Find out what loans you prequalify for without negatively impacting your credit score. Get prequalified for a Loan or Credit Card today! ALERT: In observance of Memorial Day, USALLIANCE branches and Call Center will be closed on Monday, May 27. We will reopen for normal business hours on Tuesday ...1) Flagship Checking: $50. 2) Savings: $558. 3) Personal loan: $16.9K. I pay at least double the min amount on all of my CCs and loan payments each month, so I cannot figure out WHY my credit unions won't prequalify me. The only possibilities I can think of are. - Too new personal loan --Opened the NFCU loan in March.@Moni209, is the pre qualify a solid APR one number or a range of like 15.99-26.99% ? Fixed APR Pre-Qual's are usually pretty solid, also if you pre-qual for "DELTA AMEX, DELTA GOLD and the Hilton Honors card" If solid APR, You could cold app for Blue Cash Everyday, Cash Magnet, Blue Cash Preferred, Amex Everyday.My utilization and scores are at a point where I can leave the garden and pull the trigger on two cards. I'm specifically looking to replace my two CapOne cards with two cards without AF's and more flexible rewards. I'm looking for two companion cards to my Discover IT to maximize rewards. That ...Okay - have been trying the usual sites, Chase, Citi, etc....they always give me the same - sorry we cannot find any pre-qualify for you but think that you may like this card....the Citi gives the APR 12.99 - 22.99 based on credit - this time I clicked on "more info" and for the rate it actually giv.... Re: FNBO Prequalify -> Approved! Yep, I had the codes and was Dec 26, 2022 · 1. 2. Next. When I try to prequalfy BEFORE 08-03-2023 01:40 PM. Burned Penfed But Pre-Qualified For Auto Loan. In 2019, I filed CH7 BK and included Penfed. I had a $5,000 credit card balance with them and an auto loan. I did not reaffirm that auto loan; instead, I continued to make payments to them (that did not report to the bureaus) until the loan was completely paid off. I have a prequalify offer on line for the qs mas Re: What was your Amex Pre-qualification results. 3/2018 - Prequal BCE - approved $1K. 6/2019 - Prequal Cash Magnet - approved $1K (and immediately approved for 3X CLI) 9/2019 - Preapproved BCP - approved $2200. In my experience the prequal has been solid. The two times I applied without a prequal or preapproval ended in denial.Feb 22, 2014 · XXXX XXXXX, you've been pre-qualified for the following credit card offers. See below for 4 additional offer(s). For all 5 cards mentioned, it gives me a specific interest rate (between 15.24 and 22.9% depending on the card). It does not show a 'range based on credit worthiness' like many do. 06-25-202106:51 PM. Victoria's Secret Pre Approval VS Car...
Continue Reading