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Close.Pay your Comenity Credit Card bill — no online account necessary. Credit Card Account Number. ZIP Code or Postal Code. Identification Type. Last 4 of SSN.Rate and Fee Summary. This Rate and Fee Summary (Summary) is part of the Credit Card Agreement (Agreement) for the Torrid Credit Card Account. Read it and keep it. Interest Rates and Interest Charges. Annual Percentage Rate (APR) for Purchases. 35.24%. This APR will vary with the market based on the Prime Rate.You must dial 1-800-853-2921 from your phone to activate your card. You may need to verify your information. After calling this number, you must follow the on-call instructions to complete the activation. Activate Torrid Online Credit Card Through Online Login: You can also activate your Torrid credit card by logging into your credit card account.Learn the differences between saltillo tile and terracotta. Including the pros and cons and best applications for both materials. 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