FNBO Pre-Qualification. My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K. She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR. Application went to review and then a few days later she was denied.Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to …QuickBooks Online is best for small businesses seeking a full-featured accounting software, while QuickBooks Self-Employed is ideal for freelancers. Accounting | Versus REVIEWED BY...Update: RBFCU Approved. My goal for this year was to get a credit card through my credit union RBFCU. They exclusively check TU for everything, a month ago I had 1 negative which was an old NFCU Credit Card and my score was 621. I managed to get that removed/deleted and my FICO score updated to 730 and I believe I gained a couple months more a ...Hello all! So I was on the American Express website a few min. Ago and I decided to check to see if I pre qualified for a card. It says 'Good news ***** *****, you are successfully pre qualified for the following card offers exclusively by American Express. " the blue cash every day, the green card and the Amex everyday.Doesn't say anything about pre-qualified or pre-approved, just apply now. Starting Score: ~670 Current Score:~684 Goal Score: 750 Take the myFICO Fitness Challenge. Message 11 of 18 1 Kudo Reply. Eric958. Established Contributor ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...You can have a prequalification or preapproval and still be denied. Question I go to Amex preapproval site from time to time. I always get message that No cards are a match for me. I figured I would try - 6299998.Because you're already a valued Chase customer, you've been selected to receive a special offer that may lower your monthly car payment and leave you with some extra cash each month.1 You're pre-qualified torefinance your car loan at a rate starting at 2.23%.2 This rate includes an exclusive discount for being a Chase checking customer,3 and is ...If you find a card on the Amex site, press apply and see this language, very, very, very likely will be a denial. "Applying to expand your membership with us is easy". If it says you are "Pre-approved" you will very likely be approved. Message 2 of 4. 0 Kudos.If you're preapproved for any of their core cards (BCP, CM, etc), you're likely pre-approved for any card in their lineup. Of course it's always YMMV but that's a general idea of how they usually do things. FICO 8 Nov '22 EX 765 EQ 766 TU 753. TCL $160,000.@GZG thank you again for the link and info!Decisions, decisions! I only ran the pre approval with my wife's info so far since she's had a card with Capital One for 10 years. Not sure if she's gonna want this card or not.Mar 24, 2022 · Re: Navy Federal denied despite prequalified for several cards. I think you're overreacting a bit because of the denial, IMO. No prequalification with any lender anywhere is 100%. I personally wouldn't shut down all my Navy accounts just because of a CC app denial.Re: Pre-Qualified Capital One. @mcl90 wrote: I'm trying to rebuild my credit after some bad decisions and bad circumstances. I took the first step a few months ago and got myself a Discover It secured card and have been using it for bills and my weekly grocery purchase. I pay the balance every Sunday. My score went from 580 to 610 pretty quickly.Re: Truist credit cards. @T_Lab_89 First thing to do is call. You may need to go in branch to be verified in person or perhaps a CSR can verify you over the phone. I am preapproved for 5 of the cards at Truist but when I go to apply it says they can't verify me through their digital process.I just applied for the Patelco Visa Gold and was approved, but with the conditions: Credit Card - Visa Gold Var ($5,000 - $25,000) A signed Patelco loan application is required prior to final approval. Credit Card - Visa Gold Var ($5,000 - $25,000) Close Patelco Visa Classic/Visa Gold and transfer balance, if any.Easily check if you are prequalified for a credit card offer from Wells Fargo with no impact to your credit score. Use the credit card finder and apply online.The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit card application board!After you apply, your dealer will be your expert advisor, ready to discuss your options and answer your questions.If you have pre-existing relationship with a lender, you may get an offer based on SP, but it has to be initiated by them. Even if you have Chase account, pre-qual won't work with frozen reports. It's a different process from existing lender doing regular SP or AR. 10-29-202010:24 AM.I am good with Chase and have some investment as well as two cards but nothing too impressive so I am surprised when I hit the prequalify that it was lightening fast with qualified. I sat frozen for what seemed like ten minutes before moving on with the application. It just made no sense as I use my Chase cards so frugally.Re: Pre-Qualify Sites Plus I just thought I had read something about one of them-maybe it was Chase-and it said it was pulled when you fill it out. I could be thinking it was Chase based on the reply in this post but for some reason Chase sounds right.I quit applying awhile ago. I hit my 91/3 and got a 3x CLI but denied for new card and I kept going on sprees of hitting pre qualify and it says APPROVED then inquiry after inquiry of denial Don't do what I do lol. I've got 700 across all 3 and been with Navy Go rewards for more than 6 months now. $1500 limit right now and I max it out probably ...Capital One Auto Navigator - denied. Hi. I was just declined by Capital One Auto Navigator for pre-qualification. My scores are in the 715 to 720 range, a bit up from my sig. Current balances are $0 to $300 with a single home loan payment of $3,500 and income at $150,000, same employer 7+ years. Inquiries are in the table below.Answer 3 quick questions. Pull your info without affecting your credit score. See which card is best for you. Prequalify Me for a New Card. Learn More About Our Cards. cash …Re: Chase Amazon. You cannot pre-qualify for an Amazon Credit Card. Neither the Amazon Visa Credit Card nor the Amazon Store Card offers pre-qualification. You will need to submit an actual application to find out if you qualify for the card. 08-21-2021 04:05 AM.Cap1 is different than most lenders with regards to that message. Let us know the outcome, pretty sure you might be suprised. Cap1 has no problem with INSTANT DENIALS. I am in the process of rebuilding my credit, with FICO 8 EX 641 / EQ 679 / TU 688. I'm the authorized user on a Chase Freedom card with 10+ - 5375563.I was approved with 0% for 24 months or 0.99% for 48 months. Sheffield Financial pulled my TransUnion credit report which presently reflects a FICO score of 725. However, Sheffield Financial's loan documents outline the scoring model they use indicates my TransUnion score is 675. I chose the the 0.99% for 48 months financing option.Jul 11, 2015 · Just checked cap 1 prequal site, and looks like I'm prequalified for Venture, QuickSilver, and - 4122728 - 2. Skip Navigation. ... FICO, myFICO, Score Watch, The ...Got the congrats you're prequalified followed by a "wait 30 days" Letter came within 10 saying not approved. Usual reasons for me, BK7 (2016), utilization rates too high, etc. Anyone else have the similar non-success?Can't submit prequalifying request for Chase Amazon Visa credit card on Amazon site. Response is "Can't obtain credit report". Called Chase...they are unaware of this circumstance. They suggested calling Amazon. Amazon has no idea...they suggested calling Chase. Kind of difficult to resolve when bot...A few months ago we opened up a Tmobile account who pulled her credit (first pull in quite a while). Chase sent her a preapproval for the Freedom which we just apped for and were approved for $3k instantly. The freedom will be her first rewards card which she'll be utilizing a lot for her business.$ Get pre-approved for a Capital One credit card with no impact on your credit score. Find out if you're pre-approved in as few as 60 seconds.02-19-2022 06:20 AM. Re: Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. @jodo1132 wrote: Sorry to hear that, I just looked I am 30/24 EX 26/24 EQ and 20/24 TU and I just double checked I am at 8 new accounts reporting in the last 60 days. That is okay. I am not looking for new cards. Tried to see if I would get pre-approval.Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to - 177684 - 2Navy Federal Credit Union is the largest credit union in the U.S. with assets in excess of $171 billion, serving over 13.5 million people around the world and with over 350 branches worldwide. The ...American first credit union CLI. Refinanced my auto loan with them about 10 months ago at 3.4% Apr. also acquired a credit card with the same pull but they were only able to approve me for $1500. I was dissappointed considering I have much higher limits.I received a letter in the mail for a prequalification from GM Financial at a local Chevrolet dealership. I checked and it says I was prequalified for $28,800. I was wanting the near future to re-finance my Jeep Grand Cherokee for a lower interest rate and it some what lower that what I qualified for. I had also considered trading in my Jeep ...Re: What was your Amex Pre-qualification results. 3/2018 - Prequal BCE - approved $1K. 6/2019 - Prequal Cash Magnet - approved $1K (and immediately approved for 3X CLI) 9/2019 - Preapproved BCP - approved $2200. In my experience the prequal has been solid. The two times I applied without a prequal or preapproval ended in denial.Re: Are the Navy Federal Prequalify recommendations Accurate. I did it from my computer on main page of Navy federal. Clicked the loans and Credit card link at the top and then scrolled down to half down on page and saw the blue box asking Do you prequalify. 04-24-202007:51 PM.ive recently been able to aquire CLI's with just about every card i have, except cap1. i have multiple cards including penfed, ppc, & fnbo with 10k+ limits. my utilization sits at 3%. i have 2 cap1 starter cards which are obviously in the bucket. no hope if growing, its been 3 years. do th...02-19-2022 06:20 AM. Re: Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. @jodo1132 wrote: Sorry to hear that, I just looked I am 30/24 EX 26/24 EQ and 20/24 TU and I just double checked I am at 8 new accounts reporting in the last 60 days. That is okay. I am not looking for new cards. Tried to see if I would get pre-approval.myFICO makes it easy to understand your credit with FICO Scores, credit reports and alerts from all 3 bureaus. See how it works, and learn how we can help you. View Plans. Video transcript. FICO Scores. Get the right score for your credit goals. FICO ® Scores are the only credit score used by 90% of top lenders.You can typically find out if you prequalify for a credit card when you: Check your mail for prescreened offers. Prescreened offers show up in both your email inbox and your actual mailbox because ...A prequal is based on your scores and oral info you provide. A preapproval is based on your scores, W2, paystubs, and bank statements. And boy was I glad I didn't find a house in the price range the prequal was for — $495K. Come to find out I qualified for almost a $100K less when they ran the numbers.Apr 18, 2016 · I received a letter in the mail for a prequalification from GM Financial at a local Chevrolet dealership. I checked and it says I was prequalified for $28,800. I was wanting the near future to re-finance my Jeep Grand Cherokee for a lower interest rate and it some what lower that what I qualified for. I had also considered trading in my Jeep ...Thanks for any info on these questions. My Wallet - Cap1 Visa Signature $13k, Chase Saphire Prefered $13.5k, Well's Fargo Rewards $10k, Cap1 Quicksilver MC $6.5k, Cap1 Quicksilver V $4k, Chase Freedom $9k, Discover IT $7.5k, Amex BCE $34k, Amazon/Chase $2.5k,PenFed V $10.5k, Amex Green. EQ 810 (Fico), EX 806 (Fico), TU 815 (Fico) Message 1 of 2.02-19-2022 05:21 AM. Re: Soft Pull Pre-Qualify Links Part 2. Updated 2/10/2022. Goldman Sachs is now offering a GM mastercard. It is just like appling for the apple card, you only get a hard pull if you accept the offer. You can get your card info and use it the same day. What I am not sure of is if you have a GS account if it is a SP approval ...Jun 29, 2021 · NFCU Pre-Qualify. So I decided to check the pre-qualify page at NFCU tonight to see if anything had changed recently. When I first applied back on May 21st, it told me that I only qualified for a secured card. I applied for a regular Go Rewards card anyway and it was approved with just a $700 credit limit.If not then you can move some of your CL from your other card to this card to make it useable if they are unwilling to give you an increase. 866-408-4064. Was shopping on the LL Bean website yesterday morning completely not thinking about credit. When I went to check out a pop-up came up - 4579762.I am on BOA website right now to see if I prequalify for the mortagage and they need permission to check my credit. is it soft inquiry or hard inquiry? Thanks Credit consent * By clicking Submit, you consent to a credit check and authorize Bank of America, N.A., to obtain a credit report. At thi...Can anyone give me links to online prequalify sites so that I can check w/o hard-pulls which cards might make the most sense for me to apply - 177684Apr 7, 2010 · Without your credit scores, they can't prequalify you for anything - especially if it is a conventional loan. If it's FHA, they will need to know if your middle score is above 620. I would pull a new report and see what's updated before you go. Starting Score: 627 EQ, 621 TU - 11/15/08. Current Score: 778 EQ, 781 TU, 778 EXP 07/20/12 Lender ...PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone. >. Rewards cards.Re: Wells Fargo Credit Card Data Points Needed for Approval. @Remedios wrote: I have two cards, Propel and Active Cash. No other "relationship" with WF. Both were instant approvals, first one for $12,000.00, second one $18,000. First application, Fico a wee bit over 800. Very low (unplanned) utilization, I believe only two cards were reporting.This seems to come up a lot so I thought I'd compile a list. Please comment about any other links with good pre-qualification sites and I'll update it. US Bank. Discover (After submitting, scroll down to the section giving rates. If it's a single rate or a narrow range (3%) it's potentially a good pre-qualification.Both had squeaky clean files, mine thinner, theirs thicker. Both scores higher than yours currently (but Chase doesn't use that they have their own score), both incomes (I believe) lower. Both utils lower than yours. The card is supposedly easier UW than the core Chase cards, which you're already in the door with.May 5, 2016 · If not then you can move some of your CL from your other card to this card to make it useable if they are unwilling to give you an increase. 866-408-4064. Was shopping on the LL Bean website yesterday morning completely not thinking about credit. When I went to check out a pop-up came up - 4579762.Hello all, last week I went to Sam's Club to buy some things and was not expecting to be prequalified for thier mastercard at the register. I decided to pass and look up the benefits and found it's a 5% cash back on gas! I was surprised and tempted since my highest gas cash back card is the BankAmericard with 3% (Excluding Chase and Discover's ...Know how much you can get preapproved for. Get your FICO® scores now and see how much you can borrow. Taking the time to get preapproved will make you a more …Re: Amex Pre-Qualify. You should be good if you're pre-qualified and especially if your score is above 670, but ppl have qualified with lower scores. Starting Score:=11-20-18 EQ: 640 TU: 492 EX: 621. Current Score:=03-02-21 EQ: 657 TU: 682 EX: 689. Goal Score:=750.Re: Merrick Bank Pre-Approval. @Anonymous wrote: Hello, I recently received a preapproval from Merrick Bank. If approved, my SL will be $700. After making 7 ontime minimum payments, Merrick will double my CL to $1400. The AF is $48 and after that, they'll bill my CC $4/month for the AF.. This seems to come up a lot so I thought IIf I remember right with a preapproval it's a SP for a n These 2 credit cards alone are double my previous combined credit limits. 'Less than great' credit caused by my Paypal Credit acount starting to report to the bureaus, resulting in about a 50 point drop which spiked my utilization. Fico 8: Transunion-698; (NFCU used this score) , Equfax-669- (Discover used this one) , Experian-681.I never get emails from Golden 1 but today I got an email saying that I was pre-qualified for their Platinum Rewards Credit Card with a CL of $15k. I had to log into my account, accept the offer, enter my DOB and SSN and wages. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ... Click "view cards" and discocers will say " Hello everyone. Wanted to share my experience with Apple Card. I have been using the prequal link since the card came out and it would always come back with a limit of 3-4k, every single time, so I always refused it. Yesterday I tried again for the 100th time and it came back at 10k and the lowest A... I want to shop around with a few lenders f...
Continue Reading